Bafög & Co: How apprentices can improve their apprenticeship
Berlin – The first time to earn your own money is a great feeling. But as an apprentice you do not always earn enough to start moving into your own home. However, trainees can improve their financial situation.
1. Vocational Training Allowance (BAB)
If trainees no longer live with their parents and do not receive enough money to earn a living, they can apply for vocational training allowance (BAB) from the Employment Agency. It’s best to ask teenagers to apply before starting their education, advises Anna Leona Gerhardt of the German Trade Union Confederation (DGB). “With a permit BAB is not paid retroactively.”
2nd housing allowance
If the application for a BAB has been rejected, trainees can apply for housing allowance at the competent authority of the municipality in which the trainee’s home is located.
3. Child allowance
For adolescents in education, child benefit continues until the age of 25. If the apprentice no longer lives at home and the parents do not incur any costs through him, they must pay their child child benefit, explains Gerhardt. These are 192 euros a month for the first and second child and 198 euros a month for the third child.
At Bafög, the first thing you think about is the study grant. But even those who do a school vocational training, under certain conditions Bafög can relate. The application is submitted to the responsible office for training support. Students who get Bafög must have moved out with their parents.
5. Educational Credit
Unlike other financial incentives, an educational loan is independent of the parent’s income. Eligible are adult trainees who teach at a recognized educational institution. An educational loan, however, must be repaid after the training.
6. Side job
Taking on a part-time job is another way to have more money in your pocket. Young people under the age of 18 are not allowed to work for more than five days a week. The Youth Employment Protection Act applies to them, explains Aneta Schikora of the Federal Employment Agency. In addition, apprentices must inform their training company about the part-time job.